He doesn't deserve any.
"Consumer agency softens fee limit for credit cards" by Daniel Wagner | associated press, April 13, 2012
WASHINGTON - The Obama administration’s consumer financial watchdog agency is backing off a plan to limit big upfront fees on credit cards.
The Consumer Financial Protection Bureau acknowledged Thursday that its proposal would increase costs for cardholders and allow banks to charge more in fees....
By tipping the rule in favor of banks, the agency is showing that it takes both businesses and consumers into account when setting policy, said Mark Williams, a former examiner for the Federal Reserve who teaches finance at Boston University....
We see who they take more into account.
If the proposal is approved, banks could charge steep fees to apply for or activate a card - a practice most common when the customer has weak credit. After the card is issued, the banks could continue tacking on fees in the first year until they reach 25 percent of the credit limit....
Yeah, the poor, poor, billions-per-quarter-in-profit banks.
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