Does a friend steal from and lie to you?
"Federal regulators are proposing that PayPal Inc. pay $25 million to resolve allegations it illegally signed up customers for its online credit product, using misleading advertising. The Consumer Financial Protection Bureau said its proposed consent order against the digital payments processor, if approved by a federal judge, would refund $15 million to customers. The company would also pay a $10 million fine. The agency said PayPal signed up customers without permission for the credit product, formerly known as Bill Me Later and now called PayPal Credit, failed to post payments properly, and lost payment checks. ‘‘PayPal Credit takes consumer protection very seriously’’ and strives to comply with the law, spokeswoman Amanda Christine Miller said."
Works out good for government, too. They get a kickback, 'er, fine payment due to the U.S. Treasury.
What's strange is the CIA knows every purchase you have made.