Tuesday, July 12, 2016

Boston Globe Shows EMpathy

I'm sorry I no longer have any for them.

"Can poverty be passed down? A nonprofit tries to break the cycle" by Katie Johnston Globe Staff  July 12, 2016

Related: "nonprofits provide new ways for corporations and individuals to influence

As if they didn't  have enough already, and the $tatu$ quo pre$$ is nothing but a front for them.

In some households, poverty is passed down from generation to generation, almost like an inherited trait. 

So sayeth the banker's pre$$ -- the same one that sells us the individual success story that can happen to anyone. It's not policy or the entire $y$tem to shovel money upwards.

And speaking of inheritances.... sigh!

Teri Williams, president of OneUnited Bank, sees it happen among the lower-income Boston residents the bank serves. Often it boils down to bad decisions: people with bad credit who can’t get a utilities account use their children’s Social Security numbers to get the gas turned on and then can’t pay the bills, saddling their children with bad credit before they hit adulthood.

Yup, people making bad decisions and robbing peter to pay Paul. Forget about all the bank frauds.

“We’ve seen that unfortunately too many times,” Williams said.

It's a form of downsizing and way of reinventing one$elf so ‘‘the bank has launched a social media campaign and has positioned itself to be one of the premier financial technology companies in the United States.”

See: United We Fall 

At least you can get a credit card from them.

New research suggests that these kinds of actions may be tied to the chronic stress of poverty, which can short-circuit brain development in children.

Yeah, it's poverty that short-circuited your brain -- not the lead in the water, and has that coverage ever dried up!

This can limit their ability to plan ahead, control impulses, and juggle multiple tasks — skills that are vital to success in school and work.

Armed with this research, the Boston nonprofit Economic Mobility Pathways, called EMPath, is trying to help break the cycle of poverty by working with parents and children to develop what are known as executive functioning skills. By coaching families, EMPath, formerly called Crittenton Women’s Union, hopes to simultaneously equip both generations to do better in school and get better jobs. The skills are intended not only to help parents navigate their way out of poverty but to help them show their children the way out, too.

More wheel-$pinning by $ocial $cienti$ts as wealth inequality yawns wider by the second, minute, hour, day..... !

“This notion that somehow you pull yourself up by your bootstraps, the science absolutely refutes that,” said Jack Shonkoff, director of Harvard University’s Center on the Developing Child, who helped EMPath develop the Intergenerational Mobility Project.

Many variables factor into the inability to escape poverty, but how and where children are raised plays a major role. Among children who experience high levels of poverty, 45 percent are poor at age 35, according to the National Center for Children in Poverty at Columbia University. Of adults who never experienced poverty as a child, less than 1 percent grow up to be poor.

That's not surprising given the massive wealth inequality in this country.

So what are they suggesting, 21$t century busing?

At least it might help you live longer.

As part of the EMPath program, parents work toward goals such as saving three months’ worth of expenses and finding a job that supports the family.

As those disappear and everything is on a contract or part-time basis. I mean, c'mon. They are working on having robots do things. It's in my Globe all the time.

For children, it’s about hitting developmental milestones: opening a bank account and following routines by age 5; coming up with multiple ways to solve problems by age 11; identifying a career track and understanding credit and how to pay bills by age 18. 

Ahhhh, the brainwashing and indoctrinating inculcation of the youth. A piggy bank is good. That's one of the first lessons a child learns. Banks good. Be a good little debt slave by the time you are 18.

When parents and children hit a goal, EMPath provides incentives, including financial rewards that range from $25 to a few hundred dollars. Getting families to talk about their challenges, and come up with ways to tackle them, is key.

That's a far cry from a bank bailout or war funding, isn't it?

The initial findings, set to be released Tuesday, are limited but promising: disrupting this pattern of poverty is not just good for families, it’s good for the country, according to the Federal Reserve Bank of Boston. When children learn the skills to succeed in school, they get better jobs, create a more highly skilled workforce, and generate more economic growth, said Boston Fed economist Robert Triest.

There isn't any institution that has done more to further wealth inequality in AmeriKa than the Federal Reserve.  

Yup, the people that have set up the $y$tem to enrich themselves and rob you blind is going to take care of you now.

Intergenerational poverty is particularly pronounced in communities of color.

There they go again.

Black households in the Boston area have median net assets of only $700, including retirement savings and checking accounts, compared to nearly $257,000 for white families, according to a 2015 report by the Boston Fed.

Yes, black people are treated horribly in Bo$ton.

EMPath was formed by the merger of two 19th-century Boston institutions — the Women’s Union and Crittenton — that provided resources for single mothers and immigrants, but for the past decade it has focused on being a “teaching hospital of economic mobility:” gathering research, coaching low-income families, working to shape public policy, and developing tools to combat poverty. More than 50 organizations and agencies, from Goodwill Industries of Northern New England to the World Bank, use EMPath’s models, then share their results, creating a kind of open-sourced antipoverty operating system.

If so they have failed miserably; poverty is worse now than it was in 1964 when Johnson declared war on it. 

Yeah, the World Bank, with all its debt slavery and calls for austerity, is out there fighting poverty!

“We can be coaches to parents and children, and children and parents can be coaches for each other,” said executive director Elisabeth Babcock, “and in doing so, maybe shove a wedge in the intergenerational cycle of poverty.”

The cost of the EMPath pilot project, $10,000 per family per year on average, is significant, and some question if that money would be better used for early education or other antipoverty programs. Isabel Sawhill, a senior fellow in economic studies at the Brookings Institution in Washington, D.C., cautioned that many initially promising antipoverty programs have not had a lasting impact. Still, she said, the skills EMPath is seeking to instill are important to disrupting poverty.

“It’s a vicious circle,” she said. “If you don’t have those skills, you’re much more likely to be poor. And if you’re poor, you’re much more likely to not acquire those skills.”

And who benefits as long as you are stuck in it?


RelatedLower-income Bostonians spend twice as much income on mortgage payments

Fortunately, rents are coming down.

UPDATE: "When it comes to economic issues, the racial divide is especially wide, bigger in Massachusetts than almost anywhere else in the entire country...."

It's the $ame for women, and it's enough to make you cry if you could.

Maybe this will make you women happy.